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  • Open Account Online
  • FDIC Insured
  • Fraud Prevention
  • Transfers & Bill Pay
  • Business Banking

Product Details


OneUnited Bank, the nation’s largest black-owned bank and FDIC insured, understands we have to focus on money to improve the lives of our community! Black buying power in America today is over $1.2 trillion dollars. When focused on improving our neighborhoods and supporting Black-owned businesses that are more likely to hire Black people, those dollars become a powerful force. We want you to stand up and represent. We want you to be part of the movement – to BankBlack® and #BuyBlack – to demonstrate our economic power. Yes…Black Lives Matter. Black Money Matters.


One United Bank CEO Kevin Cohee On Coming Together To Effect Change In Our Society

Ailments Treated


At OneUnited you can manage your money, your way. Get the BankBlack Tap to Pay Visa Debit Card – a card that is as unapologetically Black and proud as you are – and feel like royalty when you use it each and every day to make purchases. Take pride in using the power of your purchases to represent, support, and uplift your community.


Explore our BankBlack Checking products below and get started with the fit that’s right for you.

Clinical Summary


  • No fee with a monthly direct deposit and 10 card purchase transactions*
  • $50 minimum deposit to open (No fee to open an account)
  • Free Online/Mobile Banking
  • Obtain Cash, Surcharge Free at Over 30,000 ATMs Nationwide
  • Deposit checks through our mobile app using Mobile Remote Deposit Capture
  • Start Checking!

Black Business Review Ep # 1: One United Bank